Fixed Deposit2018-11-30T10:57:04+00:00

FIXED DEPOSIT
A fixed deposit is a financial instrument where a member gets assured rate of interest. It is an investment opportunity provided by SAYA NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.

Rules and Regulation
• Minimum FD would be of Rupees 5000/-and further in multiple of Rupees 1000/-
• Interest calculation quarterly compound.
• TDS Deducted as per provisions and Income Tax Act.
• Loan available against deposits up to 70% of deposited amount after one month from the date of deposit.
• F.D. will not be premature within first 6month.
• If F.D.is matured after 6months but before 9 month no interest will be paid.
• If any person premature its F.D the person will be paid 3% less of maturity interest after 9 months.
• In case of death of a depositor, the company will repay to nominee or beneficiary the principle & interest, at which it was accepted.

FD-ON DEPOSIT 10,000
MONTH  ROI  MATURITY
12 11% ₹ 11,146
18 11% ₹ 11,768
24 11% ₹ 12,424
30 12% ₹ 13,439
36 12% ₹ 14,258
42 12% ₹ 15,126
48 12.50% ₹ 16,362
54 12.50% ₹ 17,400
60 12.50% ₹ 18,505

 

FD-ON DEPOSIT 20,000
MONTH  ROI  MATURITY
12 11% ₹ 22,292
18 11% ₹ 23,535
24 11% ₹ 24,848
30 12% ₹ 26,878
36 12% ₹ 28,515
42 12% ₹ 30,252
48 12.50% ₹ 32,723
54 12.50% ₹ 34,800
60 12.50% ₹ 37,009

 

FD-ON DEPOSIT 50,000
MONTH  ROI  MATURITY
12 11% ₹ 55,731
18 11% ₹ 58,838
24 11% ₹ 62,119
30 12% ₹ 67,196
36 12% ₹ 71,288
42 12% ₹ 75,629
48 12.50% ₹ 81,808
54 12.50% ₹ 87,000
60 12.50% ₹ 92,523