Gold Loan2018-11-29T11:04:16+00:00

GOLD LOAN
Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. SAYA NIDHI LIMITED designed to provide liquidity against gold and gold Jewellers without having to sell them. Let your gold help you bring the golden period in life.

Feathers and Benefits

• Minimum amount Rs.10000 to a maximum amount Rs. 2,00,000 Lakh.
• Hassle-free quick processing of loans.
• Minimum documentation and quick disbursal.
• Simplified Paperwork.
• Easy Payment options.
• ATL – Anytime Liquidity.
• No EMI, Service only Interest and enjoy the Loan facility.


Terms and Conditions

• The rate of interest will be @ 20% per annual.
• Avail loan amount ranging from Minimum amount Rs.10000 to a maximum amount Rs. 2,00,000 Lakh.
• Hassle-free quick processing of loans.
• The valuation of the gold ornaments will be done by SAYA NIDHI LIMITED through authorized value, and the cost of valuation will be borne by borrower.
• Two colour photographs of gold ornaments are required.
• Two colour photographs of borrower and his/her ID proof are required.
• The loan interest will be paid on monthly basis.
MIS – ON DEPOSIT 50,000 MIS – ON DEPOSIT 1,00,000 MIS – ON DEPOSIT 2,00,000 MONTH ROI M. I. MONTH ROI M. I. MONTH ROI M. I. 12 10.50% ` 437 12 10.50% ` 875 12 10.50% ` 1750 24 11.00% ` 458 24 11.00% ` 917 24 11.00% ` 1833 36 11.50% ` 479 36 11.50% ` 958 36 11.50% ` 1917 48 12.00% ` 500 48 12.00% ` 1000 48 12.00% ` 2000 60 12.50% ` 521 60 12.50% ` 1042 60 12.50% ` 2083
• In case of non-payment of interest for 12 months, the Gold ornaments will be sold by SAYA NIDHI LIMITED. The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposited in to loan account.
• The borrower has to provide an affidavit declaring the ownership of the ornaments.
• In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest premiums.