Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by SAYA NIDHI LIMITED members to save money and collect their savings.

Rules & Regulations
• Attractive Rate of Interest 6%
• Rate of Interest 2.00% (On 100/-) and 6.00% (On 1000/-)
• Penalty will be charged For Non-Maintained Minimum Balance.
• Penalty amount 10/- month (On 100/-) 50/-month (On 1000/-).
• The Account will be disabled for 12 months of non-transaction.
• 100/-charged when you reopen your account.
• SMS and Nomination facility available.