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Monthly Income Scheme
Monthly Interest Scheme is introduced by SAYA NIDHI LIMITED which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
TENURE ROI 50000 100000 150000 200000
DEPOSIT MATURITY DEPOSIT MATURITY DEPOSIT MATURITY DEPOSIT MATURITY
12 Months 9.00% 50000 372 100000 744 150000 1116 200000 1488
24 Months 9.50% 50000 392 100000 784 150000 1176 200000 1568
36 Months 10.00% 50000 413 100000 826 150000 1239 200000 1652
48 Months 10.50% 50000 434 100000 868 150000 1302 200000 1736
60 Months 11.00% 50000 454 100000 908 150000 1362 200000 1816
Rules and Regulation
  • • Minimum MIS would be of Rupees 10000/-and further in multiple of Rupees 5000/-
  • • No TDS Deduction interest paid by SAYA NIDHI LIMITED on Deposits.
  • • Special MIS is applicable only for Senior citizens, women, and Govt. employed for pensioners.
  • • Loan available against Deposit up to 75% of deposited amount after one month from the date of deposit.
  • • Rate of interest on loan against Deposit would be 5% higher than applicable rate of interest to your Deposit.
  • • Payment before maturity not allowed for 90 days deposit scheme and Payment before Maturity allowed to other MIS plans, in this case the Calculation of interest on pre-mature payment will be applicable as per savings a/c’s rate of interest and already paid interest amount will be deducted from the principal amount.
  • • This Scheme is available only for registered Members.