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Recurring Deposit
TENURE ROI 1000 2000 3000 4000 5000
DEPOSIT MATURITY DEPOSIT MATURITY DEPOSIT MATURITY DEPOSIT MATURITY DEPOSIT MATURITY
12 Months 8.00%
18 Months 8.00%
24 Months 8.00%
30 Months 8.00%
36 Months 9.00%
42 Months 9.00%
48 Months 9.00%
54 Months 9.00%
60 Months 11.00%
60 Months 10.00%
60 Months 10.00%
60 Months 9.00%
Recurring Deposit is a special kind of Term Deposit offered by SAYA NIDHI LIMITED which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.
Rules and Regulation
  • • RD minimum amount Rupees 500/-
  • • Interest will be calculated on quarterly basis.
  • • Irregular deposits are not entitled for pre-mature payment and loan facility against it.
  • • If there is default in payment of instalment the said account will be treated as irregular. On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular.
  • • RD will not be pre-matured within first 6 month.
  • • If installments received are less than 3 months then deposited amount will not be paid before 3 months.
  • • If RD is pre-matured after 6 months but before 9 month no interest will be paid.
  • • If any person premature its RD then the person will be paid 2% less of maturity interest rate after 9 months.
  • • In case of death of a depositor, the company will repay to nominee or legal heir the principal & interest, at which it was accepted.
  • • TENURE – SHKATI, AAYUSHA & SAMRIDHI 60 MONTHS, Interest will be calculated on quarterly basis.
  • • Irregular deposits are not entitled for pre-mature payment and loan facility against it.
  • • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of instalment the said account will be treated as irregular.
  • • RD will not be premature within first 6 month.
  • • If there are three instalments or less than three. The deposit amount will not be received.
  • • If RD is matured after 6 months but before 9 month no interest will be paid.
  • • If any person premature its RD then the person will be paid 2% less of maturity interest rate after 9 months.
  • • in case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.
  • • This Scheme is available only for registered Members.